Bank Indonesia Sees Surge in QRIS Users; Transactions Hit Rp9.66tn

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Buyers make non-cash transactions through QRIS at Santa Market, Jakarta, Monday 6 December 2021. . Bank Indonesia (BI) DKI Jakarta stated that as of the end of November 2021, as many as 2,055,964 business units (merchants) in the Capital City had used the Quick Response Code Indonesian Standard (QRIS) in digitizing transactions. ANTARA PHOTOS/Indrianto Eko Suwarso

TEMPO.CO, JakartaThe number of users and transaction value of one of Bank Indonesia or BI’s non-cash payment systems, the Quick Response Indonesian Standard (QRIS), continues to increase.

Director of the BI Payment System Policy Department, Fitria Irmi Triswati, said the transactions as of August 22, 2022, reached 91.73 million or Rp9.66 trillion. 

“The public acceptance [to QRIS] continues to rise. The transaction volume is also rising by 18.4 percent year on year (yoy) and 13 percent month to month (mtm),” said Fitri in Ubud, Bali, as quoted on Monday, October 3, 2022.

As of September 23, 2022, BI noted that merchants using QRIS had reached 21,395,593, up 2.45 percent compared to last month’s data of 20,882,442 merchants from 87 payment service providers (PJP).

According to her, this positive trend was in line with the 2022 National QRIS Week (PQN) which promoted the use of QRIS in various regions. Thus, the distribution of additional users occurred evenly in various regions, especially Java and Sumatra.

BI Governor Perry Warjiyo targeted 45 million Micro, Small, and Medium Enterprises (MSMEs) using the Indonesian Standard QR (QRIS) by 2023.

“So far we have digitized more than 20 million MSMEs through QRIS, which was launched in August 2019. With this, MSME digitization is growing rapidly as they cooperate with e-commerce platforms, fintech, and digital banks,” said Perry on Thursday, August 11, 2022.

In the next two to three years, Bank Indonesia expected 30 to 65 million MSMEs using QRIS.

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